Terms & Conditions
General
These Terms & Conditions (“Agreement”) apply to the services provided by BridgeCap. By accessing or using our services, submitting an enquiry, or entering into a lending arrangement, you agree to be bound by these Terms & Conditions outlined herein and any further agreements made between you and our team at BridgeCap.
Services
Bridgecap provides specialised commercial lending solutions, including bridging capital, to Australian registered companies for business purposes secured against mortgaged property nationwide.
Our services may include, but are generally not limited to:
Assessment of loan applications;
Structuring of bridging and commercial finance solutions;
Fast-tracked settlements where required;
Funding solutions where mainstream lenders are unable to assist;
Completing your loans from enquiry to settlement and keeping you informed throughout the entire process.
Individual Agreements
Individual loan agreements or other agreements will further outline:
approved loan amount;
interest rates;
fees and charges;
repayment terms;
security requirements; and
default provisions.
These agreements must be executed prior to settlement. The borrower is responsible for providing accurate and complete information during the application process.
Loan Parameters (Indicative Only)
Bridgecap may provide loans within the following indicative parameters:
Loan Size: $300,000 – $50,000,000
LVR: Up to 80%
Term: 3 months – 30 years
Interest Rates: From 6.99% per annum
All lending is subject to credit approval, valuation, due diligence and formal documentation.
Pricing & Payment
All fees and payment terms will be outlined in your formal agreement and loan documentation. Fees may include:
Establishment fees;
Legal and documentation fees;
Valuation fees; and
Brokerage fees (where applicable).
BridgeCap reserves the right to charge additional fees for requests that fall outside the original agreed scope of work.
Failure to adhere to agreed payment terms may result in enforcement action as permitted under further agreements.
Limitation of Liability
To the extent permitted by law, BridgeCap disclaims all representations, warranties and conditions, express or implied. BridgeCap is not liable for any indirect, incidental, or consequential damages, including loss of business, revenue, or reputation.
Further, BridgeCap shall not be held liable for any failure to fulfill obligations due to circumstances beyond our control.
Indemnification
Borrowers agree to indemnify and hold Bridgecap harmless against any claims, damages or losses arising from:
False or misleading information provided in applications;
Breach of loan agreements;
Negligence or unlawful conduct.
Governing Law
This Agreement shall be governed by and interpreted in accordance with the laws of New South Wales, Australia and any disputes will be resolved in the appropriate courts within that jurisdiction.
Changes to Terms
BridgeCap reserves the right to modify these Terms & Conditions at any time without prior notice. Any changes will be effective immediately upon publication on the website.
Clients will be notified of any significant changes.
Contact Us
If you have any questions about the Terms & Conditions please contact us at info@bridgecap.au.
